1. Save every Free Credit Card Offer you get, Put it in pile A 2. Save every Free Coupon You get, put that in pile B 3. Now open the credit card mail from pile A and find the Business        Reply Mail Envelope. 4. Take the coupons from pile B and stuff them in the envelope you hold        in your hand. 5. Drop the stuffed to the brim envelopes in your mail and walk away        whistling. I have now received two phone calls from the credit card companies        telling me that they received a stuffed envelope with coupons rather        then my application. They informed me that it they are not pleased that        they footed the bill for the crap I sent them. I reply with "It says        Business Reply Mail" I'm suggesting coupons to you to ensure that your        business is more successful. They promptly hang up on me. Now, I did this for about a month before it got boring, so I got an        added idea! I added exactly 33 cents worth of pennies to the envelope        so they paid EXTRA due to the weight. I got a call informing me about        the money, I said it was a mistake and I demanded my change back. After        yelling at the clerk and then to the supervisor they agreed to my        demands and cut me a check for the money. I hold in my hand at this        very moment a check from GTE Visa for exactly 33 cents.